The 6 Best Liquor Liability Insurance Companies of 2022

Insurance for Liquor Stores Liquor store insurance is required for virtually every facility that sells spirits or any other form of alcoholic beverage. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims resulting from a personal injury or accident caused by somebody who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption away from the store. Beer kegs may be available. Domestic or foreign sources can be utilized.

For the things sold, operations must be licenced. Sales of Liquor Store Insurance liquor and alcohol may be limited, or the store could also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are frequently open till the first morning hours. They might be privately or corporately held, or they could be solely owned and operated by the state government.

This form of insurance is not limited to covering liquor stores. This also applies to bars, taverns, and restaurants that regularly offer alcohol consumption, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also covered by the liquor store insurance plan.

Liquor store insurance can protect your business from litigation for as little as $77 each month. Get a quick price and your certificate of insurance immediately.